MBSB Personal Loan/ Financing-i

Topics: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

MBSB offers few type of Personal Financing-i to various type of customer :

  • Personal Financing-i (Islamic)
  • Personal Financing for Ministry of Health staff
  • Personal Financing for EPF staff
  • Personal Financing for PDRM staff
  • Personal Financing for Government staff
  • Personal Financing for Teachers & School Staff

Product Features

  • Financing Amount – High financing amount. Up to 15 times monthly salary. Subject to a minimum of RM3,000 and up to a maximum of RM75,000.
  • Flexible Repayment Period – at a minimum tenure of 2 years and up to 7 years
  • Hassle Free Application – Application at 33 MBSB’s branches nationwide and fast approval (a*)
  • Fast approval.
  • Obtain cash, fast and easy.
  • Low monthly repayments.
  • Profit Rate – Attractive fixed rate.
  • Security Deposit – Equivalent to 3 months installment amount ( to be included in the financing amount)
  • Processing Fee (Up to RM10,000 – RM100) (RM10,001 – RM75,000 – RM200)
  • Participation in Group Reducing Term Takaful Plan
  • Optional Contract for Government staff who opt to extend their retirement age to 56 (b*)
  • Monthly repayment is via salary deduction and post-dated cheque

Guarantor
For loan amount up to RM50,000

  • Waived for Government staff
  • One (1) eligible guarantor of non-Government staff
  • For loan amount between RM50,001 ? RM75,000

    • Two (2) eligible guarantors of Government and non-Government staff

    * Supporting documents for Applicant(s) & Guarantor(s)
    o Original IC (photocopy)
    o Latest 3 months salary slip (original and photocopy)
    o Employer’s confirmation letter
    o Latest 2 years Income Tax Form J

    Notes:

    1. To qualified applicant and subject to completion of documents
    2. For government staff who opt to extend their retirement age to 56
    3. Subject to Terms & Conditions
    4. Applicant must be a confirmed staff of MBSB’s approved corporate client. Application can be made directly at any of MBSB’s branches or through the employer’s Human Resources Department.

    Eligibility For Personal Financing

    • Applicant must be at least 21 years old and not exceeding 55/56 (b*) years old upon expiry of the facility
    • Malaysian permanent resident
    • Minimum income of RM1,000 (c*) ONLY (Joint income is applicable to husband and wife ONLY)
    • Minimum gross monthly income of RM 1,000 (Joint income is applicable to husband and wife ONLY)
    • Confirmed employee of MBSB’s approved Corporate client
    • Maximum financing up to 15 times monthly salary or maximum of RM75,000 whichever is lower
    • Applicant must be a confirmed employee in any of the following:

    o Government Sector
    o MBSB’s approved Corporate Client (d*)

    Other Details:
    Security Deposits – equivalent to 3 months installment amount (to be included in the financing amount).

    Rate

    [table id=4 /]

    For details, visit MBSB website.

    Popularity: 1% [?]

    Incoming search terms:

    5 thoughts on “MBSB Personal Loan/ Financing-i

    1. Nak tanya,blacklist swasta leh apply tak?gaji bersih.2.2k..plus elaun ttp dalam 2.6k total..nak loan 35k..kalo leh,tlg rep..mengharap sangat2.ada side income total p/month dalam 2.5k.

    2. nak tanya gaji bersih 2000 dalam account kwsp ada 55.000 nak pinjam 5000 atau 6000 ribu macammana
      kerje di hotel dah setahun

    Leave a Reply

    Your email address will not be published. Required fields are marked *

    *

    You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>